Interest Growth Simulator
Compare Simple vs. Compound Interest growth trajectories simultaneously over time
Initial Principal ($P$)
$10,000
Annual Return ($r$)
8.0%
Time Horizon ($t$)
25 Years
Compounding Frequency ($n$)
Annually (n = 1)
Quarterly (n = 4)
Monthly (n = 12)
Daily (n = 365)
Simple Total
$30,000
Compound Total
$73,402
Compounding Advantage
+$43,402 (+144.7%)
Simultaneous Value Curves
Simple (Linear)
Compound (Exponential)
$73.4k
$41.7k
$10.0k
Year 0
12.5 Yrs
25 Yrs
Year 0
Simple:
$0
Compound:
$0
Advantage:
+$0